FivePoint Credit Union offers a variety of checking accounts to its members including Plus Checking, Absolutely Free Checking, 50+ Checking and Rewards Checking.

FivePoint also offers Visa Check Card/ATM cards that can be used at any of our ATM locations or wherever VISA Debit Cards are accepted. Making your financial life easier, that’s the point in everything we do.

Plus Checking Account:

The Plus Checking Account puts your money to work by paying you dividends. Interest is compounded daily, paid quarterly. No service charges exist on accounts maintaining a minimum average daily balance of at least $350. If your account falls below the $350 minimum average daily balance, a $5.00 service fee applies. Checking accounts have overdraft protection from your regular share (savings) account or through our *Line of Credit service. Plus, no per-check fee is charged, regardless of the number of checks you write.

Absolutely Free Checking Account:

With the Absolutely Free Checking Account, you have everything you need in a checking account without all the costs. There is no minimum balance requirement; therefore, no service charge exists on this account. There is also no per check fee. Like our Plus Checking Account, it has overdraft protection from your regular share (savings) account or through our *Line of Credit service. So, start checking the many affordable ways to enjoy all the features of an Absolutely Free Checking Account!

50+ Checking Account:

Having the 50+ Checking Account provides you with all of the services you need plus the extras without any charge to you. You must be 50+ years old to take advantage of this checking account. You will receive personalized checks, no service charge, no minimum balance is required and you have unlimited check writing. As if this isn't enough, you will receive cashier's checks and money orders at no charge. Additionally you will receive discounts on your safety deposit box. With no minimum deposit, you can receive all of these great benefits, and the 50+ Checking earns interest, too!

Rewards Checking Account:

The Rewards Checking Account features all the benefits of the 50+ Account (mentioned above) plus much more. With Rewards Checking, members receive 1/2% increase on their checking account dividend rate and3/4% discount on loans with automatic transfer. With a minimum daily balance of $5,000, members pay no service charge. If your balance falls below the minimum, a $12.00 service fee applies. This is an awesome account that offers the most benefits. Get signed up today.

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Order Checks

Order checks with our Online Check Order Form.

Reconcile Your Statement

To help reconcile your statement, print the attached Reconciliation Form.
This document is an Adobe Acrobat PDF file.
Adobe Acrobat Reader is a free download.

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*Overdraft Protection

Overdraft Protection is available from your regular share (savings) account or a Line of Credit loan. If you choose Line of Credit for Overdraft Protection for your checking account, complete the online Application for a Line of Credit loan.

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* There may be related fees for services associated with these accounts.